The problem that most consumers have, is that they keep paying their credit card bills each month and the balance never goes down -- like spinning on a wheel and not getting anywhere. This debt payoff calculator tool will give you a guaranteed path to become debt free and save money. That's right -- a path to become debt-free -- guaranteed!

There are 4-calculators inside of the one debt calculator, making it the most powerful debt calculator available online.

There is a credit card minimum payment & APR debt payoff calculator; a debt settlement calculator; a debt consolidation calculator; and a debt relief program calculator -- all built into this one free debt calculator app!

The debt payoff calculator is used to show a person;-- how long it will take to pay off their credit card debts when paying minimum payments;-- how long it will take to become debt free when paying extra money on top of the minimum payments;-- and how long it will take to become debt free when using a debt relief program including either debt consolidation, debt settlement or debt validation. You can finagle around with the figures, and try different payment options;-- until you find the right plan to pay off your credit card bills in the quickest and most affordable way.

All it takes is "one click", and you have all of these debt relief options beautifully laid out, with easy to read graphs and charts.

It's an eye-opening experience, seeing the facts -- how much money in interest you are really paying over the long-term.

The banks don't want you to know that there are legal debt relief programs that may save you thousands of dollars in interest and even reduce your balances. Well, what are you waiting for, dive in and give our debt payoff calculator a try!